Branch Time
w.e.f. 16.06.2021
09.30 am to 01.30 pm
& 02.30 pm to 04.30 pm
Purpose:
For purchase or construction of house/Flat/Row-house/Bunglow etc.
Maximum amount:
80% of Agreement Value or Market/Govt or 70 lakh which over is low.
Eligibility:
Salaried Person-Employee of reputed organization with confirmed service/Businessman- Sole Proprietor/Partner/Director/Professional/Self employed person etc.
Margin:
20%
Membership:
Regular Member of Bank.
Period:
Maximum 240 months subject to residual period of employment/business.
Guarantors:
Minimum two sureties maximum depends on merit of proposal
Security:
Registered/Equitable Mortgage of immovable property.l
Interest Rate:
As per Bank Policy.
Service Charges:
Are applicable from time to time.
Documents Required:
Self certified KYC documents, Existing Bankers Statement for last one year, Original Pay slips for last consecutive three months/Salary Certificate, form No-16 And/or IT Returns with computation of income and Financial statements for last three consecutive years. In case of Businessman/Self employed/Proprietor/Partner/ Director/Professional IT Returns are compulsory along with other necessary documents Agreement to Sale/Sale Deed,Chain Agreement, NOC from builder/Hsg.Society/Gov. Corporation like CIDCO/HUDCO/MHADA etc.
