For purchase or construction of house/Flat/Row-house/Bunglow etc.
80% of Agreement Value or Market/Govt or 70 lakh which over is low.
Salaried Person-Employee of reputed organization with confirmed service/Businessman- Sole Proprietor/Partner/Director/Professional/Self employed person etc.
Regular Member of Bank.
Maximum 240 months subject to residual period of employment/business.
Minimum two sureties maximum depends on merit of proposal
Registered/Equitable Mortgage of immovable property.l
As per Bank Policy.
Are applicable from time to time.
Self certified KYC documents, Existing Bankers Statement for last one year, Original Pay slips for last consecutive three months/Salary Certificate, form No-16 And/or IT Returns with computation of income and Financial statements for last three consecutive years. In case of Businessman/Self employed/Proprietor/Partner/ Director/Professional IT Returns are compulsory along with other necessary documents Agreement to Sale/Sale Deed,Chain Agreement, NOC from builder/Hsg.Society/Gov. Corporation like CIDCO/HUDCO/MHADA etc.