For Consumption, Housing Repairs, Renovations, Medical Expenses, Marriage, Ceremonial Expenses, Repayment of Debts, Other Reasons/Purposes acceptable to Bank etc.
Salaried Person-Employee of reputed organization with confirmed service/ Businessman/ Professional/Self Employed person.
As per bank policy subject to reason of loan.
Regular Member of Bank.
Maximum 84 months subject to recovery U/S 49 OF MCS Act-1960
Minimum two sureties maximum depends on merit of proposal
Depends on merit of proposal
As per Bank Policy.
Are applicable from time to time.
Self certified KYC documents, Existing Bankers Statement for last one year Original Pay slips for last consecutive three months/Salary Certificate, form No-16 And/or IT Returns with computation of income and Financial statements for last Consecutive three years. In case of Businessman/Self employed/Proprietor/Partner/ Director/Professional IT Returns are compulsory along with other necessary documents.