Branch Time
w.e.f. 01.08.2019
09.30 am to 01.00 pm
& 03.30 pm to 05.30 pm
| Sr No. | Nature of Service | Service Charges |
|---|---|---|
| 1) | Minimum balance in Account with Cheque Book facility | a) SB Rs. 1000/- |
| b) CA Rs. 3000/- | ||
| 2) | Minimum balance in Accounts without Cheque Bookfacility | a) Rs.250/- |
| 3) | Charges for non-maintenance of minimum balance | a) SB Rs. 50/- per instance |
| b) CA Rs.100/- per instance ( Balance at the end of the day ) | ||
| 4) | Issue of Duplicate Statement (SB/CA/OD) | Rs. 50/- per page or part thereof |
| 5) | Issue of Duplicate Passbook (SB) | With present balance - Rs.50/- |
| With previous entries - Rs.50/- + Rs.10/- per page of passbook | ||
| 6) | Issue of Cheque Book (CA/OD/CC A/cs) | Rs. 5 per leaf (No Free Cheque Book) |
| 7) | Issue of Cheque Book (SB) | Only 2 Cheque Books of 15 leaves per financial year issued free, There after Rs. 5 per leaf |
| 8) | Loss of cheque book requisition slip | Savings A/c - Rs. 25/- per request, |
| CD/CC A/c -Rs. 50/- per request | ||
| 9) | A) Late Clearing Charges | Upto Rs.10,000 - Rs.100 |
| Rs.10,001/- to Rs.25,000/- - Rs.200 | ||
| Rs.25001/- to Rs.50,000/- - Rs.300 | ||
| Rs.50,001/- to Rs. 1 Lacs - Rs.400 | ||
| Above Rs.1 Lacs - Rs.500 | ||
| Note : If a part of cash deposited after 1.00 p.m. then charges to be levied on balance amount. | ||
| B) Holiday Clearing Charges | Rs. 100/- per request received from customer for any fund transfer | |
| 10) | Return of Cheque / ECS | |
| a) Inward Clearing / ECS-NACH-ACH Debit returned | upto Rs.10000 - Rs.150, above Rs.10000- Rs.150+ Rs.1.50 per thousand Maximum Rs.2000/- per instrument | |
| b) Outward Clearing | SB/CA/OD - Upto Rs. 25000/- 100/-, | |
| 25001 to 1 lac Rs. 150/-, | ||
| Above Rs. 100000/- Rs. 200/- | ||
| 11) | NACH / ACH Dr/ Cr Mandate registration / cancellation | Rs. 100/- ( onetime charges ) |
| 12) | a) Stop payment instruction | a) SB - Rs. 100/- per cheque / Maximum Rs.500/- ( Range in series ) |
| CA/OD - Rs. 200/- per cheque / Maximum Rs. 1000/- ( Range in series ) | ||
| 13) | Collection of outstation cheque / bills | For SB/CA/OD/CC |
| Upto Rs. 5000/- Rs. 25/- + postage + other Bank Charges | ||
| Rs. 5001/- Rs. 10000/- - Rs. 50/- + postage + other Bank Charges | ||
| Rs. 10001/- Rs. 1 lac = Rs. 100/- + postage + other Bank Charges. | ||
| Rs. 100001/- - Rs. 10 lac Rs. 250/- + postage + other Bank Charges. | ||
| Above Rs. 10 lac Rs. 500/- + posatge + other Bank charges, | ||
| 14) | Outstation Cheques / Bills if returned | As per item 13 + postage charges for sending the cheque to the party. |
| 15) | A) Cash Handling Charges for Withdrawal | SB -Home Br -Upto Rs. 100000/-( no intimation required), Above Rs. 100000/- (Intimation required charges nil ) |
| SB ABB - ( other branch ) - Rs. 25000/- Nil, 25001/- to 1 lacs Rs. 50/-, Rs. 100001 to Rs. 2 lacs Rs.100/- | ||
| ( Subject to cash of availability and approval of branch manger Note - ABB Cash upto Rs. 200000/- allowed to third party with proper identity proof and telephonic confirmation with accontholder. | ||
| CA / OD -Home Br - Upto Rs. 200000/-( no intimation required), Above Rs. 200000/- ( Intimation required charges nil ) | ||
| CA / OD ABB ( other branch )- Rs. 25000/- Nil, 25001 to Rs. 1 lac Rs. 50/-, Rs. 100001 to 2 lacs maximum Rs. 100/-. | ||
| ( Subject to cash of availability and approval of branch manger Note - ABB Cash upto Rs. 200000/- allowed to third party with proper identity proof and telephonic confirmation with accontholder. | ||
| B) Cash Handling Charges for Receipt | SB - Home Br - upto Rs. 2 lacs - NIL, Above Rs. 2 lacs - Rs.1 per 1000/- or part thereof, | |
| SB ABB - Upto Rs. 100000/- - NIL, Above Rs. 1 lacs - Rs. 2 per 1000/- or part thereof | ||
| CA/OD - Home Br - upto Rs. 5 lacs - NIL, Above Rs. 5 lacs - Rs. 2 per 1000 or part thereof, | ||
| CA / OD ABB - Upto Rs. 100000/- NIL, Above Rs. 1 lacs Rs. 3 per 1000 or part thereof | ||
| C) Coin Handling Charges | Upto 1000 coins free, Above 1000 coins Rs.200/ for every 1000 coins | |
| D) Cash Withdrawal Charges | cash withdrawl at counter 5 times free in every month Thereafter Rs. 100/- per withdrawal (Including Staff) | |
| 16) | Loan Installment paid in cash all loans ( ABB Other Branch) | Rs. 10/- per tansactions |
| 17) | Issue of Duplicate FD Receipt/Duplicate Share Certificate | Rs. 100/- per certificate + Indemnity bond. |
| 18) | Penalty for delayed payment of RD installment | Rs.1.50 / - per Rs.100/- per month |
| 19) | Premature withdrawal of Term deposit | 1% less than the applicable rates for the period the deposit remains with the bank. |
| 20) | Account closure | Within 1 year SB - Rs.300/-, CA- RS.1000/- and Thereafter NIL |
| 21) | Photo Attestation | Rs. 100/- for every instance |
| 22) | Signature Attestation | Rs. 100/- for every instance |
| 23) | Issue of balance confirmation | Rs.100/- per instruction |
| 24) | Standing instructions/ Transfer funds Account to Account | Rs. 10/- per transactions, e.g. CA to SB, CA to CA, CA to OD OR any combination vice versa. |
| No charges for transfer to RD/LOAN/FD | ||
| 25) | Token Misplaces | Rs. 500/- per token, alongwith police complaint nc require |
| 26) | Trf of account from Inoperative / Dormant to operative account | Rs. 100/- |
| 27) | Changes in operational instructions / addition / deletion / substitution of names, address | SB - Rs. 25/- & CA Rs. 50/- per request. |
| (No charges in case of deletion due to death) | ||
| 28) | Incidental / Folio Charges (CA & OD/CC) | Rs.150/- per half year upto 5 pages. For every additional page Rs. 15/- |
| ( Prorata charges to be applied for New Account completed for new account) | 29) | Loans - Cost of Forms (Except LFD and gold loan) entire set excluding share application | Rs. 200/- per loan |
| 30) | ||
| a) Loan Processing Charges except LFD ,GOLD, BGL, LIC, GS | As per circular issue time to time. | |
| b) Loan Service Charges except LFD | As per circular issue time to time. | |
| c) Service Charges for TOD | 1% of sanction amount, maximum Rs. 10000/- | |
| 31) | Franking Charges | Rs. 20/- per document |
| 32) | Gold Appraisal Charges | As per circular issue time to time. |
| 33) | Share Application Form Fees | Rs. 5/- per application form + Entrance fee of Rs.10/- |
| 34) | Share Transfer Fees | Rs. 25/- to be collected in cash while giving transfer form |
| 35) | a) Notice Charges to Defaulters | 1st Notice - Rs.100/- (Only to borrower) |
| 2nd Notice/ 3rd Notice/ Final/Recall- Rs. 100/- (Notice issued to borrower) + Rs.100/- per surety (If notice issued to sureties) | ||
| Advocate Notice - Rs.500/- each. | ||
| Case Filling - Actual | ||
| Any other Notice - Rs. 100/- each. | ||
| b) Visit Charges to defaulters | Rs. 150/- + actual expenses | |
| 36) | Delay in submission of stock / Debtors statement | Upto 10th every month Nil, From 11th to 31st Rs. 1000/- |
| After 1 month Rs. 1000/- per month | ||
| 37) | Stock inspection Charges | Rs. 250/- per visit ( Quarterly) |
| 38) | Stock inspection by auditor's | As per auditor`s actual fees | 39) | Non Display of Bank Name Board - HP & Mortgage Propery | Rs. 250/- |
| 40) | Loan prepayment charges | All loan NIL but 1% in case of Foreclosure of all loans and advances Through Takeover by other Banks/Financial Institutions. Note- Subject to loan sanction letter |
| 41) | Charges for late payment of EMI | 2% of dafaulted amount |
| 42) | NSC/ KVP - Assignment / Encashment / Re-assignment | Rs. 25 per certificate ( Post Office Fees ) + conveyance Rs. 100 upto 5 km Beyond 5 km Rs. 200/- |
| 43) | Assignment & Reassignment of LIC Policy | Assignment - Rs. 50/- per policy plus actual postage and LIC actual fees |
| Reassignment- Nil (only actual travelling expenses, if any) | ||
| 44) | Issue HP Cancellation Letter | First 3 months Free, After 3 months to 1 year Rs.100/-, After 1 year Rs.250/- |
| 45) | Issue Any Letter to RTO (e.g. HP Cancellation, HP Confirmation, Permit Renewal) | Duplicate HP Cancellation Rs.100/-, Permit Renewal Rs. 100/-, HP confirmation Rs. 250/- or Actuals + postages ( If any ) |
| 46) | CIBIL Charges | Consumer Report ( Individual ) - Rs. 200/-, Commercial Report - Rs. 1100/-, MSME - Rs. 1500/- |
| 47) | CERSAI | Search Report - Rs. 100/- , Creation - Loan upto Rs.5 Lakh Rs. 100/-, Loan above Rs.5 Lakh Rs.200/-, Satisfaction - Rs. 100 |
| 48) | No due Certificate | Rs. 150/- for duplicate |
| 49) | Replacement Charges of ATM Card / DEBIT Card | Rs.150/- |
| 50) | Replacement Charges of ATM / Debit Card PIN | Rs.50/-, No charge for Green Pin |
| 51) | Yearly Service Charges ATM / Debit Card | 1st year free, from 2nd year onwards Rs. 100/- per year |
| 52) | ATM Transaction Charges | |
| a) Our ATM Usage | Free | |
| b) Other ATM usage free transcations | Free for the first 3 transactions in a calendar month | |
| c) Other ATM usage Charges | Rs. 20/- (inclusive of tax) per cash withdrawals and Rs. 10/-per transaction of balance Enquiry thereafter in the same month. | |
| Pay Order issue | ||
| a) By debit of account | Rs. 1 per 1000 / - Minimum Rs. 25 / - & Maximum Rs.1 50 0 / - | |
| b) By Cash ( Maximum Rs. 20000/- ) | Minimum Rs. 25/- Thereafter Rs. 2/- per 1000 | |
| 53) | Payorder - Cancellation | 1) Upto Rs. 5000/- Rs. 25/- 2) Above Rs. 5001 Rs. SO/- |
| Payorder - Issue of Duplicate | Duplicate pay order Rs.5O/ - + indiminty | |
| Payorder Revalidation | Rs. 50 / - | |
| 54) | a) NEFT - Outward | Amount upto Rs.10000/- - Rs. 2.00 plus GST = Rs.2.36 |
| Amount from Rs.10001/- to Rs. 1 Lakh - Rs. 4.00 plus GST = Rs.4.72 | ||
| Amount above Rs. 1 lakh and upto Rs.2 lakhs - Rs. 14.00 plus GST = Rs.16.52 | ||
| Amount above Rs.2 Lakh - Rs. 24.00 plus GST = Rs.28.32 | ||
| b) RTGS - Outward | Rs. 2 lakh to Rs.5.00 lakh - Rs. 24.00 plus GST = Rs.28.32 | |
| above Rs.5.00 lakh - Rs. 49.00 plus GST = Rs.57.82 | ||
| 55) | Electronic products Inward RTGS/NEFT/ECS transactions | free, no charges to be levied - |
| 56) | Remittance by issue of DD other bank | 0.30% with a minimum of Rs. 30 & Maximum of Rs. 10000 |
| a) DD Cancellation | Rs. 50/- plus other bank actual charges | |
| b) DD Revalidation | Rs. 50/- plus other bank actual charges | |
| c) Issue of duplicate DD/ Stop payment of DD | Rs. 100/- + Indemnity Bond + charges of other bank if any | |
| 57) | Solvency certificate for Education loan purpose | Rs 1000/- for 1st copy & Rs 100/- per copy of the rest original copies |
| Solvency certificate for Other purpose | Minimum Rs 750/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/- | |
| 58) | Bank Guarantee Commission | Where the applicant provides 100 % margin by way of Discharged FDRs of our Bank, the Commission will be @ 1 % of the Guarantee amount per year |
| In all other cases, where the Bank, with the Board approval, allows the applicant to provide less than 100 % Margin by way of Discharged FDRs of our Bank, the Commission will be @ 3 % of the Guarantee amount per year | ||
| Note - In addition, Rs. 200/- to be taken as franking amount and Rs. 20/- for franking charges also should be collected in all cases | ||
| 59) | SMS Charges | SB - Rs. 30/- half yearly, CA/OD Rs. 50/- half yearly |
| 60) | Tax Challan Charges | Up to 10000 - Rs. 25/- , 10001 to 1 L - Rs. 50/- , Above 1 L - Rs. 100 /- |
| 61) | Any Other Certificate not covered in this schedule of charges | Rs. 100/- |
| Locker operation charges | Per month 5 access are free thereafter Rs.50/- per operations. | |
| 62) | Locker Rent delay charges | Locker Rent to be paid in April every year Upto 30th April - NIL, After 1 month Rs. 100/- per month |
| Break Open of Lockers (for reasons such as Loss of Key etc.) | Rs. 1000/- +Actual Expenses | |
| 63) | Information relating to Old records | Beyond 2 years Rs. 100/- per work/occasion |
